Resources to help your business during COVID-19: Get Help

Coronavirus and the 78 Corridor

Updated June 11, 2021

We understand that there are many issues facing you as a business during this difficult time. We want to do what we can to assist you so you can find the information you need to make informed decisions for you and your employees. This page is actively updated as state mandates and regulations change.

Latest Updates: 

Economic Injury Disaster Loan (EIDL)

Loans of up to $500,000 with 24 months of economic injury are available to businesses, private nonprofits, homeowners, and renters who have been negatively impacted by COVID-19.

Targeted EIDL Advance

Businesses and nonprofit organizations that received a previous EIDL Advance in an amount less than $10,000 will have first priority to apply for the Targeted EIDL Advance. The SBA may reach out directly to you via email (@sba.gov) and invite you to apply.

California Capital Assistance Program for Small Businesses (CalCAP SB)

CalCAP SB provides loans of up to $5 million to businesses that create jobs and improve the economy. CalCAP lenders within San Diego County include CDC Small Business Finance in Point Loma and First Choice Bank in Chula Vista.

Employment Training Panel

The Employment Training Panel’s Small Business Program reimburses some training costs for small businesses with 100 or fewer employees. The program covers between eight to 200 hours of instruction for both small business owners and their employees. This covers re-training to adjust and shift with COVID-19 regulations.

Disaster Relief Loan Guarantee Program (DRLGP)

CA Infrastructure and Economic Development Bank (IBANK) is issuing guarantees up to 95 percent on loans up to $1 million for small businesses, including agriculture-related enterprises and non-profits. Apply now through its partner Financial Development Corporations (FDCs). The local FDC is CDC Small Business Finance.

Temporary Outdoor Business Operation Grant

The City of San Diego is offering grants up to $3,000 to businesses constructing outdoor decks and platforms compliant with the Americans With Disabilities Act.

City of Carlsbad Small Business Loan

The City of Carlsbad offers Carlsbad small businesses loans of between $5,000-$10,000 (for businesses with $2 million or less in gross revenue or 15 or fewer employees) and between $10,000-$25,000 (for businesses with $3 million or less in gross revenue and 50 or fewer employees).

CARES Act Revolving Loan Fund

The CARES Act RLF will provide loans of between $25,000 and $95,000 to City of San Diego businesses.

Accessity

Accessity San Diego offers small business loans to companies that were not able or eligible to secure PPP or EIDL.

Resources

Outdoor expansion permit:

County of San Diego reopening plan

  • The County of San Diego has released its safe reopening business plan. Details about the plan here.
  • Businesses must fill out this form in order to reopen. 

    As of May 10, 2021, the following businesses are allowed to operate with 100% masking and physical distancing:
  • Restaurants: Open for outdoor service. Indoors can open at 50% capacity or 200 people, whichever is fewer. Can have live entertainment.
  • Hotels and lodging: Open. Fitness centers can open at 25% capacity. Indoor pools can open.
  • Offices: Open indoors. Encourage telework.
  • Gyms and fitness centers: Indoors at 25% capacity. Indoor pools can open. 
  • Places of worship: Indoors at 50% capacity recommended.
  • Hair salons and barbershops
  • Personal care services (includes nail salons, tattoo, piercing) 
  • Museums, zoos, and aquariums: Indoors at 50% capacity.
  • Movie theaters: Indoors at 50% capacity or 200 people, whichever is fewer.
  • Breweries, wineries and distilleries that serve food: Indoors can open at 25% capacity or to 100 people, whichever is fewer.
  • Bars that do not serve food: Outdoors open.
  • Family entertainment centers: Outdoors open. Indoors open at 25% capacity or 50% capacity if all guests test negative or show proof of full vaccination with additional restrictions. Includes bowling alleys.
  • Cardrooms and satellite wagering: Indoors at 25% capacity.
  • Limited services: Open
  • Outdoor recreational facilities: Open. Sales of food, drink or alcohol allowed. Campgrounds can open. 
  • Indoor playgrounds (bounce centers, ball pits, laser tag): Open at 25% capacity.
  • Amusement parks: 25% capacity, with additional restrictions.
  • Live events, including sports or entertainment: 33% capacity in assigned seating. 
  • Indoor seated live events and performances: In-state visitors only. All tickets delivered digital, advanced purchase only. Designated eating area (no eating/drinking allowed in seats). 

City-specific pages:

  • City of Oceanside Coronavirus information here.
  • City of Vista Coronavirus information here.
  • City of San Marcos Coronavirus information here.
  • City of Carlsbad Coronavirus information here.
  • City of Escondido Coronavirus information here. 

North County: Still Hiring.

  • Check out our weekly job board series highlighting opportunities along the 78 Corridor, with a focus on high-growth industries including technology, life sciences, manufacturing and more. Explore jobs and submit open positions for inclusion here. Check back each week for new roles!

Paycheck Protection Program 

  • Details about the paycheck protection program, an SBA loan that helps businesses keep their workforce employed during the Coronavirus, are here. 
  • Overview of program here.
  • Fact sheet for borrowers here.
  • Fact sheet for lenders here. 

SBA loans:

  • A breakdown of all SBA Coronavirus Loans are here.

Tax relief resources:

  • IRS Taxpayer relief information here.
  • Executive order for the State of California which extends the tax deadline by 60 days for individuals and businesses (see provision 5, page 2) here.

Loan programs/funds available:

  • Verizon Small Business Recovery Fund here.
  • Small Business Stimulus Program here.
  • SDG&E coronavirus relief information here.
  • COVID-19 business center resources here.
  • Federal Stimulus Programs Available for North County Businesses here.
  • CDC Small Business Finance emergency loan program here.
  • Small Business Relief Initiative from GoFundMe and Quickbooks here.
  • San Diego Worker Assistance Fund here
  • See if your business qualifies for an Economic Injury Disaster Loan with the briefs here and here.  
  • US Small Business Administration Economic Injury Disaster Loan Program, Guidance for Busineses and Employers and other important information here
  • San Diego COVID Community Response Fund information here.

Business/employer resources:

  • Free legal counsel for small businesses and non-profits here.
  • Small Business Stimulus Program here.
  • Small Business Resource guide from California State Treasurer Ma’s office here.
  • A comprehensive listing of resources offered by private, public and non-profit entities to help California businesses here.
  • Small Business Development Center open for business during the Covid-19 crisis, details are here.
  • CDC Interim Guidance for Businesses and Employers here.
  • Assemblymember Tasha Boerner Horvath’s resource page here.
  • San Diego Brewers Guild information and resources here.
  • San Diego Workforce Partnership resources here.
  • Governor’s Office of Business and Economic Development: helpful information for employers, employees and all Californians here.
  • SDG&E will waive late payment fees for businesses facing hardship, details here.
  • Adapting to the online world –  If you are a small business that is new to online tools, please contact us at info@innovate78.com– we’ll put you in touch with a member of our community that has offered to help businesses get set up with Zoom and other online tools
  • Sick or Quarantined: If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance Claim.
  • Reduced Hours: If your employer has reduced your hours or shut down operations due to COVID-19, you can file an Unemployment Claim.
  • Testing for COVID-19 here.
  • ICIC Small Business Resource Center here.

If you find these resources do not have what you need, please email us at the email addresses below. Please select the city within which your businesses resides and we will answer your questions within 24 hours, and we will do our best to answer them more quickly.

City of Carlsbad – business@carlsbadca.gov
City of Escondido – atarrac@escondido.org
City of San Marcos – tsangster@san-marcos.net
City of Oceanside – mgeller@oceansideca.org
City of Vista – econdev@cityofvista.com
San Diego North Economic Development Council – ebruvold@sdnedc.org
Innovate78 – info@innovate78.com